Call Us 727.848.2722 ☰ ˟
727.848.2722
Logo



  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & Commercial
    • Cyber Liability Insurance
    • Dental
    • Farm
    • Flood
    • Health
    • Homeowners
    • Life
    • Limousine
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Vision
    • Watercraft & Boat
    • Windstorm
  • Customer Service
  • Make A Payment
  • Resources
    • Refer a Friend
    • Insurance Glossary
    • News Center
    • Calculators
    • Links
    • Event Calendar
    • File a Claim
  • Blog
  • About Us
    • About Walden Insurance Network
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Not in a flood zone
FRIDAY, MARCH 9, 2012

Not in a flood zone

“I am not in a flood zone”.  This statement is flatly FALSE!  Here is the truth.

 

Everyone’s home, building, etc. is in a flood zone! That is a fact.  The truth is that there are different zones as to the risk of flood……one on a mountain the other by the ocean, is a good way to understand.

 

The high risk zones are called Special Flood Hazard Zones (SFHZ). These are the zones that begin with a V (velocity) or an A. A home in one of these zones is required, if a mortgage exists, by Federal Law because of the high risk of flooding to carry flood insurance.  This then is what has lead to the misconception of “I am not in a flood zone”, meaning I am not required to carry flood insurance.

 

But WAIT: About one third of all flood losses are outside the high risk zones. That is why when a person is flooded in one of these lower risk zones there is so much surprise and I might add heartbreak.

THE GOOD NEW IS: You can purchase a Preferred Risk Flood Policy (PRP) and get protection at a very low price.  This makes it hardly worth the risk of going without this important protection.

 

Stay tuned for MORE on FLOOD INSURANCE as we approach the prime hurricane season.

Posted 1:07 PM

Tags: flood, insurance, zone, high risk, not in a flood zone
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2016
  • 2015
  • 2013
  • 2012

  • insurance(5)
  • pasco(3)
  • new port richey(3)
  • trinity(3)
  • flood insurance(3)
  • port richey(3)
  • hudson(3)
  • auto insurance(2)
  • small business(2)
  • commercial(2)
  • commercial insurance(2)
  • flood(2)
  • car insurance in new port richey(2)
  • contractors(2)
  • business insurance(2)
  • spring hill(2)
  • business liability(1)
  • manufacturing(1)
  • ransomware(1)
  • business(1)
  • torando(1)
  • hacking(1)
  • attorney(1)
  • supreme court(1)
  • hurricane checklist(1)
  • business coverage(1)
  • sinkholes(1)
  • workers comp(1)
  • clearwater(1)
  • hurricane irma(1)
  • do i need commercial auto insurance(1)
  • tampa bay(1)
  • new port richey auto insurance(1)
  • commercial auto insurance(1)
  • homeowners(1)
  • computer(1)
  • healthcare(1)
  • barrett harding(1)
  • wrong coverage(1)
  • citizens(1)
  • income(1)
  • car insurance(1)
  • carrier claim phone number(1)
  • zone(1)
  • jewelry insurance(1)
  • preferred risk(1)
  • high risk(1)
  • data breach(1)
  • water table(1)
  • home tips(1)

View Mobile Version
Logo
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
7516 Ridge Road
Port Richey, FL 34668

E: info@waldeninsurance.com
Ph: 727.848.2722
Fx: 727-847-9544
Social Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder